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What information do I need to provide to get an insurance quote?
Homeowners insurance
Designed for homeowners with high-value homes (e.g., homes valued above $1 million). Serves individuals with substantial assets, including vacation homes, valuable collections, and bespoke properties.
To get a homeowners insurance quote, you'll typically be asked to provide identifying information such as your birth date and Social Security number, as well as the address of the home you want to insure.
The coverages and limits you request will help determine how much you'll pay for a policy. An agent may also ask about:
Renovations and repairs.
Have you or the current homeowner recently replaced the roof or done major renovations? If the home is new to you, your agent may be able to get some of this information by pulling local building permits.
Current condition and amenities.
How old is your water heater? When did you last do any major work on your plumbing? Do you have a fireplace? Custom master bathroom? Details like these help determine the home's current condition and how much it may cost to repair or rebuild it in the event that it's damaged by a covered peril.
Life insurance
An agent may ask fairly personal questions before providing you with a life insurance quote, so plan to talk privately (not in your work cubicle where coworkers can overhear).
Along with basic identifying information, the agent may ask about:
Health history.
Do you have any chronic conditions? Have you had major surgeries or accidents in the past five to 10 years? The insurance company's underwriting department may also ask you to authorize the release of your medical records.
Current health.
Before you get a final insurance quote, you may be asked to undergo a medical exam — to include blood, urine and possibly cardiovascular testing.
Income and assets.
This financial information is used, along with your insurance goals, to help you determine your ideal amount of coverage and length of the policy's term.
Book a consultation with our world-class team for personalized guidance and a bespoke solution.
Business insurance
Protect Your Florida Business with Comprehensive Insurance Solutions
Running a business comes with unique opportunities—and challenges. From unpredictable weather to industry-specific risks, your company needs tailored insurance coverage to safeguard its future. That’s where we come in.
At ARI Private Client Group, we specialize in providing customized business insurance solutions for companies of all sizes. Whether you're a startup, a mid-sized enterprise, or a large corporation, we offer a full range of policies designed to protect your assets, employees, and reputation.
Why Choose Us?
Tailored Coverage: We work with you to understand your industry and risks, crafting policies that meet your specific needs.
Comprehensive Options: From general liability and property insurance to workers' compensation, cyber liability, and professional liability, we’ve got you covered.
Exceptional Support: Enjoy a hassle-free experience with dedicated agents who prioritize your peace of mind, offering claims assistance and proactive risk management.
Insurance Offerings Include:
General Liability Insurance: Protect against third-party claims for property damage or injuries.
Commercial Property Insurance: Secure your buildings, equipment, and inventory from natural disasters and other risks.
Workers’ Compensation: Ensure compliance while protecting your employees and your business.
Cyber Liability Insurance: Safeguard your business against data breaches and cyberattacks.
Umbrella Insurance: Extend your coverage for unexpected, large-scale claims.
Don’t leave your business vulnerable. Partner with ARI PCG and ensure your Florida company thrives, no matter what challenges come your way.
Click below to request your personalized insurance proposal. Our team is ready to help you protect what matters most.
Luxury Auto Insurance
We cater to high-net-worth individuals and owners of high-value vehicles, such as luxury cars, sports cars, or classic cars. Designed for customers who prioritize comprehensive coverage and personalized service. If you already have a car insurance policy, you may want to have the declarations page in front of you when you request a quote from another company. An Auto Insurance Policy Declarations summarizes your policy and the coverages, limits and deductibles you've chosen to purchase. It can also list the insured vehicles, insured drivers and dates your policy is effective as well as any discounts you received. That page will likely include information you'll need to provide to get a car insurance quote. For instance, you may be asked for:
The make, model and vehicle identification number for each car you need to insure
The names of the drivers covered by the policy
Your current coverages and limits.
To provide you with an auto insurance quote, the agent will likely also ask for the following:
Personal information.
This may include the dates of birth, Social Security numbers and driver's license numbers for each family member who will be on the policy.Driving history.
This is an overview of any past tickets or auto accidents incurred by family members you want to cover on the policy.More background.
Your agent may ask whether you rent or own your home, and a bit about your assets and income. This information can be helpful as you choose your liability coverage limits.
The types of coverage you choose and the limits and deductibles you select for each type of coverage will play a role in the cost of an insurance policy.
Get in Touch
To begin crafting your personalized insurance solution, reach out to us directly. Our team is ready to protect what matters most to you with discretion, expertise, and unparalleled coverage.